Last updated October 23, 2023
Please read the following terms of use (“Terms of Use”) before accessing or using our websites (www.structuredfinance.org and www.structuredfinancecoalition.org) and/or any related mobile sites, applications, or features (including those used during our sponsored in-person or virtual events) (collectively, the “Sites”). These Terms of Use are a legally binding agreement between the person accessing the Sites (“you” or “your”) and Structured Finance Industry Group d/b/a Structured Finance Association (“SFA” "we" "our" or "us"). By accessing and using the Sites, you accept, without limitation or qualification, these Terms of Use. SFA may, at any time and without notice, modify these Terms of Use by revising them on the Sites. Your continued use of the Sites constitutes your acceptance of any such revisions. You should therefore periodically visit this page to review the current Terms of Use.
If you do not agree and accept, without limitation or qualification, these Terms of Use, you must exit the Sites immediately. You must be at least 13 years old to access and use this Sites.
To access certain portions of the Sites, you may be asked to register and create an account. You are responsible for maintaining the confidentiality of the login credentials you designate during the account registration process, and you are solely responsible for all activities that occur on the Sites through your login credentials (whether or not authorized by you). You may not reveal, disclose, transfer or share your account and/or login credentials with anyone. Sharing your account and/or login credentials is considered a breach of these Terms of Use. We may hold you liable for any losses incurred by SFA or any other party due to someone else’s use of your account and/or login credentials. You agree to notify SFA immediately upon your becoming aware of any unauthorized use of your login credentials or any other breach of security involving your account. You further agree to keep any registration information you provide SFA current, complete and accurate. You agree that we may deny access, use, and/or registration privileges to any account at any time and in our sole discretion, including if we have reason to believe an account was created with false information or otherwise used for fraudulent purposes. If you make changes to your settings or user permissions within the Sites, it may take some time for our system to process the change and you acknowledge that those changes may not take effect immediately.
During the term of these Terms of Use, SFA grants you a limited, personal, non-transferable, non-exclusive revocable license to access and use the Sites for the following purposes: (a) for general information purposes about SFA and its services, (b) to download certain content SFA makes available for download (“Content”), (c) to upload certain Submissions (as defined below), and (d) to contact us, and (e) for internal business purposes.
You agree that you will not, directly or indirectly, at any time: (a) share your Sites account credentials with anyone, (b) bypass or breach, or attempt to bypass or breach, any security device or protection used in connection with the Sites, (c) interfere with or disrupt the integrity or performance of the Sites, (d) input, upload, post, transmit, store or otherwise provide to or through the Sites any information or materials that are unlawful or injurious, or contain, transmit, or activate any software, hardware or other technologies, devices, or means which may permit unauthorized access to, or destroy, interrupt, disrupt, disable, distort, or otherwise harm or impede the Sites in any manner or limit the functionality of any computer software, hardware or telecommunications equipment of SFA, (e) introduce any harmful code or prevent anyone from accessing or using the Sites, including any virus, bug, Trojan horse, worm, backdoor, malware or other malicious computer code, and any time bomb or drop-dead device, (f) access or use the Sites in any manner or for any purpose that infringes, misappropriates or otherwise violates any intellectual property right or other right of any third party, or that violates any applicable law, or (g) upload, post, transmit, store, or otherwise make available Submissions (as defined below) in the Sites that is, in SFA’s sole discretion, unlawful, threatening, abusive, defamatory, misleading, fraudulent, pornographic or otherwise explicit in nature, constitutes unauthorized or unsolicited advertising, or that otherwise violates our rules or policies as may be established or amended from time to time.
You may submit, post, display, or otherwise make available information on the Sites (“Submissions”). Except for the license set forth in these Terms of Use, you retain all ownership rights over your Submissions. Unless you choose to share such Submissions, your Submissions will remain private. SFA will not review, share, or otherwise make use of private Submissions except as specifically provided in our Privacy Policy (as defined below) or these Terms of Use. If in the course of providing technical support or other maintenance of the Sites it becomes necessary for SFA to view your private Submissions, such viewing will be restricted to the very specific technical purpose.
You may choose to share your Submissions on the Sites by posting it in public areas of the Sites. By posting your Submissions in public areas of the Sites, you hereby grant to us and other users of the Sites a worldwide, sublicensable, assignable, royalty-free, fully paid, perpetual, irrevocable right and license to use, reproduce, modify, translate, distribute, create derivative works of, perform, display, import, and otherwise exploit, without the requirement to make any payment to you or the need to seek any third party permission, such Submissions in any form, media, or technology, whether now known or hereafter devised or developed, and to allow others to do the same, but at all times, in accordance with the Privacy Policy. You represent that (a) you have the right to provide the Submissions to SFA for purposes of your grant of the license that you have granted to SFA and other users in the preceding sentence of this paragraph and (b) all Submissions is true, accurate, current and complete.
Any and all such intellectual property rights (including, but not limited to, copyrights, trade secrets, database rights, trademark rights, trade dress rights, rights to trade names, service marks and other product and service names and logos) associated with the Sites and Content are, and shall remain, the sole and exclusive property of SFA, its affiliates and/or their suppliers and licensors.
All graphics, icons, and other items that appear on the Sites may be registered or unregistered trademarks, service marks or trade dress (collectively, the “Marks”) of SFA, or other entities that have granted SFA the right and license to use such Marks, and may not be used or interfered with in any manner without the express written consent of SFA or the appropriate third-party owner of such Marks. Except as otherwise expressly authorized by these Terms of Use, you may not copy, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the intellectual property of the Sites in any way without SFA or the appropriate third party’s prior written consent. Except as expressly provided herein, SFA does not grant to you any express or implied rights to SFA or any third party’s intellectual property.
Any breach hereof by you may be enforced by SFA, its affiliates and/or their suppliers and licensors by means of equitable relief (including, but not limited to, injunctive relief) in addition to any other rights and remedies that may be available. Actual or attempted illegal or unauthorized use of the Sites, Marks or any Content are strictly prohibited and may result in criminal and/or civil prosecution.
You grant to us a nonexclusive, irrevocable, worldwide, perpetual, unlimited, assignable, sublicensable, royalty-free, fully-paid up license to copy, prepare derivative works from, improve, distribute, publish, remove, retain, add, process, analyze, index, tag, use and commercialize any request, comments, suggestion, recommendation, correction, or other feedback provided by you related to the Sites.
When you visit the Sites or send e-mails to SFA, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the Sites. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
ThE site, its content, materials, SERVICES and products on thE site are provided "as is." To the fullest extent permissible pursuant to applicable law, SFA HEREBY disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement.
SFA does not represent or warrant that the functions contained in the Sites will be uninterrupted or error-free, that the defects will be corrected, or that the Sites or the server that makes the Sites available are free of viruses or other harmful components. SFA does not make any warranties or representations regarding the use of the materials in the Sites in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. SFA does not make any warranties or representations regarding the security of your personal data. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.
You release us and will indemnify, defend and hold harmless SFA and its affiliates, and their respective officers, directors, employees, and agents against any claim, loss, damage, settlement, cost, expense or other liability (including, without limitation, attorneys’ fees) arising from or related to (a) your breach of any representation or warranty or other obligation contained in these Terms of Use, or (b) any Submission (together, “Claims”). You will use counsel reasonably satisfactory to us to defend each Claim. If at any time we reasonably determine that any Claim might adversely affect us, we may take control of the defense at our expense. You may not consent to the entry of any judgment or enter into any settlement without our prior written consent, which may not be unreasonably withheld.
YOUR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER SFA, NOR ANY OF ITS SUBSIDIARIES, AFFILIATES, OFFICERS OR DIRECTORS, NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE OR ITS CONTENT, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.
In an attempt to provide increased value to our visitors, SFA may link to sites operated by third parties. However, even if the third party is affiliated with SFA, SFA has no control over these linked sites, all of which may have separate privacy and data collection practices, independent of SFA. These linked sites are only for your convenience and therefore you access them at your own risk. Without limiting the foregoing, SFA specifically disclaims any responsibility if such sites: infringe any third party's intellectual property rights; are inaccurate, incomplete or misleading; are not merchantable or fit for a particular purpose; do not provide adequate security; contain viruses or other items of a destructive nature; or are libelous or defamatory.
SFA does not endorse the content, or any products or services available, on such sites. Nonetheless, SFA seeks to protect the integrity of its Sites and the links placed upon it and therefore requests any feedback on not only its own Sites, but for sites it links to as well (including if a specific link does not work).
Copyright © 2022, Structured Finance Association. ALL RIGHTS RESERVED.
All content included on the Sites, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of SFA or its content suppliers and protected by United States and international copyright laws. You agree not to change or delete any proprietary notices from materials printed or downloaded from the Sites.
SFA respects the intellectual property of others. The Digital Millennium Copyright Act (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by SFA infringe your copyright rights, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. The notice must include the following information:
All notices described above should be sent to SFA’s Designated Agent (by mail, email, or phone) at:
1776 I St. NW, Washington, D.C. 20006
202-524-6300
We suggest that you consult your legal advisor before filing a notice or counter-notice as the above-stated notification requirements may have changed. Please note that under Section 512(f) of the DMCA, any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.
You agree that SFA, in its sole discretion, may terminate or suspend your use of the Sites or your subscription, at any time if SFA has a reasonable basis to believe that you are accessing or using the Sites and/or Content in violation of these Terms of Use. Upon suspension or termination, you must immediately (a) discontinue use of the Sites, and (b) destroy any copies you have made of any portion of the Sites or the Content. Accessing the Sites after such termination or suspension shall constitute an act of trespass. Further, you agree that SFA shall not be liable to you or any third party for any termination or suspension of your access to the Sites and/or the Content. The Terms of Use shall survive any such termination or suspension.
Content downloaded or otherwise made available from the Sites may be subject to United States Export Control. The United States Export Control laws prohibit the export of certain technical data and software to certain territories. No Content from the Sites may be downloaded or exported: into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Sudan, Syria, or any other country to which the United States has embargoed goods; or by anyone on the United States Treasury Department's list of Specially Designated Nationals or the United States Commerce Department's Table of Deny Orders.
SFA does not authorize the downloading or exportation of any Content from the Sites to any jurisdiction prohibited by the United States Export Control Laws.
These Terms of Use and your use of the Sites are governed by the laws of the State of New York, without regard to its choice of law provisions. The courts of general jurisdiction located within New York, New York, will have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms of Use.
You may not assign or transfer these Terms of Use, by operation of law or otherwise, without SFA’s prior written consent. Any attempt by you to assign or transfer these Terms of Use, without such consent, will be null and of no effect. SFA may assign its rights and duties under these Terms of Use to any party at any time without notice to you. Subject to the foregoing, these Terms of Use will bind and inure to the benefit of the parties, their successors and permitted assigns.
These Terms of Use constitute the entire and exclusive understanding and agreement between SFA and you regarding the Sites and related services and these Terms of Use supersede and replace any and all prior oral or written understandings or agreements between SFA and you regarding the Sites and related services.
We welcome your questions, comments, and concerns about the Sites. Please send us any and all feedback pertaining to the Sites to [email protected].
PRIVACY POLICY
Last Updated: October 23, 2023
This Privacy Policy describes the data privacy practices of Structured Finance Industry Group d/b/a Structured Finance Association (including current and future affiliates and subsidiaries, “SFA”, “we”, “our”, or “us”) with respect to the person accessing (“you” or “your”) our websites (www.structuredfinance.org and www.structuredfinancecoalition.org) and/or any related mobile sites, applications, or features (including those used during our sponsored in-person or virtual events) (each an “Event”)), as well as any other personal information obtained when you call, email, or otherwise interact with SFA, including without limitation, at our Events (collectively, the “Sites”). We are committed to protecting the privacy of those who entrust us with their Personal Information. “Personal information” means any information pertaining to an identified or identifiable individual and may include, for example, email addresses and contact details and any similar information provided to us in the course of our business operations. Our users trust and expect that we will protect their Personal Information in accordance with the promises we make. This Privacy Policy includes Personal Information that is collected via email, SMS, telephone, and other means. Personal information that is de-identified or anonymized is not considered Personal Information.
By visiting the Sites, attending an Event, or otherwise interacting with us, you are accepting the practices described in this Privacy Policy. We recommend that you review this Privacy Policy periodically, as it may be updated from time-to-time. If you do not agree to the policy, please do not use the Sites or attend an Event.
For the 12-month period prior to the date of this Privacy Policy, we explain here what categories of Personal Information we have collected in the usual course of business from users of the Sites, where we got it from, and with whom we have shared it:
|
Category of Personal Information Collected |
Source |
Purpose for Collection |
Categories of Recipients
|
|
Contact information: your first and last name, mailing address, email address, and phone number. |
From you when you register for or enroll in the Sites or an Event, place an order, sign up for our newsletter, sign up for an Event (either directly or via an Event sponsor), contact us, or participate in a Sites promotion or survey. |
To communicate with and to help us improve our Sites for you; to respond to your inquiries; to communicate with you about an Event; to organize an Event; to provide you with the Sites; to inform you about additional Sites that may be of interest to you; to contact you with newsletters and other promotional materials from us and third party marketing offers from our trusted partners; to contact you with the Sites’ updates; to monitor compliance with the Sites’ terms of use; and legal obligation purposes. |
Our affiliates, agents and successors; to the extent relevant, select marketing, technical and other service providers (who perform certain services and functions on our behalf and who are bound by confidentiality obligations). |
|
Submissions: such as information you entered into any portal, environment or communication tool available on or through the Sites. We do not ask for, and you should not enter, your full name anywhere in such portal, environment or tool. |
From you when you input information into any such portal, environment or tool. |
To collaborate and communicate, as contemplated by such portal, environment or tool. |
Users who are authorized to view or use such portal, environment or tool (or the applicable portion thereof) or to whom such information is communicated or designated; our affiliates, agents and successors; and, to the extent relevant, select technical and other service providers (who perform certain services and functions on our behalf and who are bound by confidentiality obligations). |
|
Payment information: name, card issuer and card type, credit or debit card number, expiration date, CVV code and billing address. |
From you and your payment card issuer. |
To check that the right person is using the right card or account, meet the requirements of the card brands or account issuers, and to make sure we are paid for what you buy. |
Our service providers who process payments for us; these service providers are prohibited from using Personal Information for any other purpose and are contractually required to comply with all applicable laws and requirements, which may include Payment Card Industry Data Security Standards if they are processing payments for SFA. |
|
Legal information: fraud checks or flags raised about your transactions, the payment card you want to use, payment card refusals, suspected crimes, complaints, claims and accidents. |
From you, the police, crime and fraud prevention agencies, payment card providers, the public, regulators, your and our professional advisors and representatives. |
To protect you, other customers and our business against criminal activities and risks, make sure we understand and can meet our legal obligations to you and others and can defend ourselves. |
Our service providers who help us with fraud protection and credit risk reduction, law enforcement and other governmental authorities in accordance with applicable law. |
|
Browsing information: such as log information about your use of the Sites, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Sites.
|
From you and from our Sites technology’s interaction with your browser or devices. |
To make sure our Sites work properly with your device and make sure you can see and use our intended Sites on the device you are using, and for analytical and demographic purposes and to provide offers that may be of interest to you.
We also will use this information to protect the security or integrity of the Sites and our business, such as by protecting against and preventing fraud, unauthorized transactions, and managing risk exposure, including by identifying potential hackers and other unauthorized users. |
Our service providers who help us with fraud protection, and third party vendors and other service providers that perform website analytic services for us. |
|
Location information: such as details on your location while attending an Event. |
From radio frequency technology-enable badges provided by us at our Events that send and receive radio frequency signals through a small antenna in the device (“Badges”). |
Each Event attendee may be issued a Badge, which will allow us to record real time attendance so Event attendees don’t have to wait in line to check-in to sessions; to track when Event attendees enter or leave a session as well as when they access other areas of the Event. |
Our service providers who perform certain technical services and functions on our behalf and who are bound by confidentiality obligations. |
|
Images, video, audio: recorded audio, video or still photographs of you collected during an Event. |
You and from video, photography, or audio devices used by us or our service providers during an Event. |
For SFA’s promotional and educational purposes. |
Our service providers who perform certain video, photography and audio services and functions on our behalf and who are bound by confidentiality obligations. |
SFA will only use Personal Information to the extent it is necessary to deliver the Sites and. In some jurisdictions, individuals may have the right to withdraw consent from certain uses. If you reside in such jurisdictions, you may have additional rights which are detailed in this Privacy Policy. In all cases, any service providers will be contractually limited in the way they may use Personal Information maintained by SFA, including requirements that such information be maintained in a confidential and secure manner.
In Connection with Business Transfers: In the event that a division, a product or all of SFA is bought, sold or otherwise transferred, or is in the process of a potential transaction, personal information will likely be shared for evaluation purposes and included among the transferred business assets, subject to client contractual requirements and applicable law.
To Comply with Laws: SFA may also disclose specific Personal Information when such disclosure appears necessary to comply with applicable law, a subpoena in the course of managing a dispute, governmental inquiry or other litigation process. We may also disclose information to our accountants, auditors, agents, lawyers and other advisors in connection with the enforcement or protection of our legal rights or to protect the interests or safety of our clients, employees or others, in accordance with or as authorized by law.
Like many commercial websites, we analyze how visitors use our Sites through what is known as "cookie" technology. A cookie is a small text file that is placed on your computer when you access the Sites and allows us to recognize you each time you visit the Sites. We may use cookies to: (1) allow you to use the Sites without having to re-enter your user name and password; (2) enhance or personalize your Sites usage; (3) monitor the Sites usage; (4) manage the Sites; and (5) improve the Sites and our products and Sites, including providing you with interest-based ads. For more information on our advertising, see below: “Interest-Based Advertising.” If you choose, you can set your browser to reject cookies or you can manually delete individual cookies or all of the cookies on your computer by following your browser’s help file directions. However, if your browser is set to reject cookies or you manually delete cookies, you may have some trouble accessing and using some of the pages and features that are currently on our Sites, or that we may put on our Sites in the future. Note that browser-management tools for cookies are outside of our control and we cannot guarantee their effectiveness.
We may also use web beacons on the Sites, in our emails, and in our advertisements on other websites. Web beacons are tiny graphic images that are used to collect information about your visit to the Sites, such as the pages you view and the features you use, as well as information about whether you open and/or act upon one of our emails or advertisements. We may also collect the URL of the website you visited immediately before coming to the Sites. Web beacons help us analyze our Sites visitors' behavior and measure the effectiveness of the Sites and our advertising. We may work with service providers that help us track, collect and analyze this information.
SFA may use Google Analytics to evaluate use of the Sites for our internal purposes such as evaluating usages of the Sites. To learn how Google Analytics collects and processes data, please visit: “How Google uses data when you use our partners’ sites or apps” located at www.google.com/policies/privacy/partners
We may combine the information we collect through cookies and web beacons with other information we have collected from you or information from other sources.
We may use third-party advertising companies that use tracking technologies to serve our advertisements across the Internet. These companies may collect information about your visits to the Sites and other websites and your interaction with our advertising and other communications. These advertising companies serve ads on behalf of us and others on non-affiliated sites, and some of those ads may be personalized, meaning that they are intended to be relevant to you based on information collected about your visits to the Sites and elsewhere over time. Other companies may also use such technology to advertise on our Sites.
You have the choice to tell us not to collect and use this information, and in some jurisdictions, we will only engage in interest-based advertising if you opt-in. If you would like more information about this practice and to know your choices concerning interest-based ads, visit:
http://www.networkadvertising.org/choices/
In Canada, please visit: http://youradchoices.ca/choices/
In the EU, please visit: http://www.youronlinechoices.eu/
The legal basis for processing your Personal Information is for our delivery of and your access to the Sites. We will only process your Personal Information with your consent when we have asked for it and you have provided it either directly or indirectly via an Event sponsor to us. We respect your right to access and correct your Personal Information. You may access your Personal Information by signing into your account. From there, you can correct or modify your information. You may also exercise your rights, subject to applicable laws, to request that we delete or restrict access to your Personal Information at any time. We may need to retain it for legally permitted purposes and this will be explained to you if necessary.
If you need assistance correcting or updating your Personal Information, or would like to request that we delete your Personal Information, please contact us using the contact information detailed in the “How to Contact Us” section below.
Personal Information that we collect, access or process will be retained only as long as necessary for the fulfilment of the purposes for which it was collected, unless otherwise provided in agreements between you and SFA or as required or authorized by law. Personal Information that is no longer required to fulfill the identified purposes will be destroyed, erased or made de-identified.
At any time while accessing our Sites, any user while online may decline participation in any activity that asks for information (e.g., survey email, ecommerce). Your choice not to participate will in no way affect your ability to use any other feature on the Sites.
If you do not wish to receive communications from us about special offers and promotions, you can opt-out of receiving these communications by following the instructions contained in the messages you receive. Even if you opt-out of receiving these messages, we reserve the right to send you certain communications relating to the Sites we provide, and we may send you service announcements and administrative messages. We do not offer you the opportunity to opt-out of receiving those communications. For more information about interest-based advertising, including how you can manage advertising, please see below “Interest-Based Advertising.”
SFA has implemented a number of security features throughout the Sites to prevent the unauthorized release of or access to Personal Information. For example, database information is kept separate from live servers and is firewall protected. Please be advised, however, that although SFA has endeavored to create a secure and reliable site for you, the confidentiality of any communication or material transmitted to or from SFA via the Sites or e-mail cannot be guaranteed. When disclosing any Personal Information, you should remain mindful of the fact that it is potentially accessible to the public and consequently, may be collected and used by others without your consent. SFA has no responsibility or liability for the security of information transmitted via the Internet.
The Sites may contain links to third-party websites, such as social media sites like LinkedIn, Facebook, Twitter, Instagram, TikTok and others which may have privacy policies that differ from our own. We are not responsible for the activities and practices that take place on these websites. Accordingly, we recommend that you review the privacy policy posted on any external site before disclosing any Personal Information. Please contact those websites directly if you have any questions about their privacy policies.
The Sites are not directed to children, nor do we knowingly collect any Personal Information from children under the age of thirteen without verifiable parental consent. If you believe that a child has provided Personal Information to us, please contact us promptly as described below, and we will endeavor to investigate and delete such information from our systems.
If you are a resident of California, Colorado, Connecticut, Utah, or Virginia, the law in your state provides you with the following rights with respect to your personal information:
In addition, and as set forth below, California law requires us to identify, for the 12-month period prior to the date of this Privacy Policy, what information we may have “sold” or “shared” about you. For the 12-month period prior to the date of this Privacy Policy, we have not sold or shared any personal information about our customers. We do not use or disclose sensitive personal information, as defined in applicable laws, for any purposes other than those permitted by applicable law.
Submitting Requests
If you are a resident of California, Colorado, Connecticut, Utah, or Virginia, you may submit your requests to opt out, correct, delete, and/or to know/obtain personal information we have collected about you by contacting us at [email protected].
We will respond to your request in compliance with the requirements of your state’s applicable laws.
Verification of Your Identity
When you exercise these rights and submit a request to us, we will verify your identity by asking you to log in to your account if you have one with us. Or if you do not, we may ask for your email address. We may also use a third-party verification provider to verify your identity. We will endeavor to honor such requests unless such a request conflicts with certain lawful exemptions under your state’s consumer privacy law.
Appeal
Residents of Colorado, Connecticut, and Virginia may appeal a decision we have made regarding their requests by emailing us at [email protected]. We will respond to appeals from Virginia and Connecticut residents within 60 days. We will respond to appeals from Colorado residents within 45 days.
Non-Discrimination
If you make a request under your state privacy law, we will not discriminate against you in any way. For example, we will not deny you discounts or other benefits or impose penalties on you, or provide you with or suggest that you will receive a different level or quality of benefits or services.
Authorized Agents
You may permit an authorized agent to submit a request to know or to delete your personal information. If we receive a request on your behalf, we will ask that person to give us proof that you gave that person written permission to make a request for you. If that person does not provide us with written proof, we will deny their request so that we can protect your personal information.
Automated Decision-Making
We generally do not use automated decision-making technology, as that term is defined by state privacy laws. If we make use of automated decision-making technology, you will be informed through a separate privacy notice.
The Sites are hosted in the United States. If you are visiting the Sites from outside the United States, your information may be transferred to, stored and processed in the United States or other countries in accordance with this Privacy Policy. The data protection and other applicable laws of the United States or other countries may not be as comprehensive as those laws or regulations in your country or may otherwise differ from the data protection or consumer protection laws in your country. Your information may be available to government authorities under lawful orders and law applicable in such jurisdictions. By using the Sites and/or providing Personal Information to us, you consent to transfer of your information to our facilities as described in this Privacy Policy.
We are transparent about the ways in which we collect and use Personal Information, and welcome your questions and concerns. If you have any concern or complaint about the way we handle your Personal Information, please contact us as described below. To the extent you believe we have not addressed your concerns or otherwise choose to do so, you have the right to lodge a complaint with a supervisory authority in the country where you reside and/or the United States. You may contact the US Federal Trade Commission regarding your concerns. For more information, please see https://www.ftc.gov/faq/consumer-protection/submit-consumer-complaint-ftc.
Badges are non-transferable. Attendees are responsible for keeping their assigned Badges safe and secure at all times. If your Badge is lost or stolen, please contact us immediately for assistance. Badges are intended for use only at an Event. If you don’t wish to use a Badge, you can simply carry and show a photo ID that matches the name identified on our Event attendee list.
We reserve the right to use recorded audio, video or still photographs collected during the Events (the “Content”) on an unrestricted basis for promotional and educational purposes, including without limitation, to be posted on the Site. By attending an Event, you hereby authorize us to use your image, likeness, personal characteristics and any other proprietary and publicity rights as contained in any Content as described in the sentence above without the requirement of further notice, royalty, payment or any other compensation to or consent from you. If you have a concern or wish to opt-out of this consent, please contact us as described in “How to Contact Us”.
We may change this Privacy Policy from time to time, including as required to keep current with rules and regulations, new technologies and security standards. When we do, we will let you know by appropriate means such as by posting the revised statement on this page with a new “Last Updated” date. Changes to this Privacy Policy will become effective when posted, unless indicated otherwise.
If you have questions or concerns about this Privacy Policy or how we collect and use the information of our customers or to request a copy of this Privacy Notice in another format, you can contact at [email protected]. If we need, or are required, to contact you concerning any event that involves your information, we may do so by email, telephone, or mail.